House CFO — Privacy Policy

Last updated: June 19, 2026

House CFO is a private household budgeting assistant operated by an individual (a sole proprietor) for use within a single family. It sends short budgeting reminders by text message to the household members who enroll. This policy explains what information the service handles and how it is used.

Information we collect

• The mobile phone numbers of the household members who personally enroll in the service.
• The text messages those members send to and receive from the service.
• Spending and transaction information from the household's own linked financial accounts, accessed through the household's account-aggregation provider (Lunch Money and Plaid), used only to calculate budgeting figures such as the daily "safe to spend" amount.

How we use information

Information is used solely to generate and deliver budgeting notifications — daily safe-to-spend amounts, same-day over-budget alerts, and a weekly budget summary — to the enrolled members of the household. It is not used for any other purpose.

How we share information

• We do not sell your information, and we do not share it with third parties for their own purposes.
• No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging opt-in data and consent are never shared with any third party.
• Text messages are delivered through Twilio, our messaging provider, only to transmit them to you.
• Financial-account aggregation is provided by Lunch Money and Plaid under their own privacy policies.

Data retention and security

Information is kept only as long as needed to operate the service, and reasonable measures are used to protect it.

Your choices

You can opt out of text messages at any time by replying STOP to any message. Reply HELP for help. Message and data rates may apply.

Contact

Questions about this policy? Email drew@drycanyon.com.